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10
Things a Lender Needs From You
1.
W-2 forms or business tax return forms if you’re
self-employed for the last two or three years for every
person signing the loan.
2.
Copies of one or more months of pay stubs from
every person signing the loan.
3.
Copies of two to four months of bank or credit
union statements for both checking and savings accounts.
4.
Copies of personal tax forms for the last two to
three years.
5.
Copies of brokerage account statements for
two to four months, as well as a list of any other major
assets of value, e.g., a boat, RV, or stocks or bonds not
held in a brokerage account.
6.
Copies of your most recent 401(k) or other
retirement account statement.
7.
Documentation to verify additional income,
such as child support, pension, etc.
8.
Account numbers of all your credit cards and
the amounts of any outstanding balances.
9.
Lender, loan number, and amount owed on
other installment loans—student loans, car loans, etc.
10.
Addresses where you lived for the last five
to seven years, with names of landlords, if appropriate.
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